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Need health insurance in New Hampshire?

We can help.

If you live in New Hampshire and need health insurance due to job loss, losing Medicaid, divorce, aging out of a parent’s plan, or other big life change our certified Navigators are here to guide you.

We’ll walk you through options, answer your questions, and help with enrollment—all for free.

What We Help With:

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Understanding NH Medicaid and Marketplace options

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Finding affordable plans

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Getting coverage during life changes

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Understanding your benefits

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The Healthcare Marketplace has helped New Hampshire residents have access to affordable, quality health coverage since 2014.

Enrollments have surged in NH in recent years, with more than 65,000 Granite Staters enrolling in 2024! In 2024, 4 out of 5 enrollees qualified for financial help, with many enrolling in coverage for less than $10 a month! 

New Hampshire has four carriers on the Marketplace—Ambetter, Anthem, Harvard Pilgrim, and WellSense. All offer a number of different plans to ensure that everyone can find a plan that works for their needs. All plans cover preventative services—like check-ups, screenings, and vaccines, at no cost to you.

10 Essential Benefits of Coverage

Ambulatory Patient Services

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Emergency Services

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Hospitalization

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Pre & Post Pregnancy, Maternity, and Newborn Care

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Prescription Drugs

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Rehabilitative and Habilitative Services and Devices

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Laboratory Services

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Preventive, Wellness, and Chronic Disease Management Services

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Pediatric Services

Including Oral and Vision Care

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Mental Health and Substance Use Disorder Services

Including Counseling and Psychotherapy

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Marketplace

Who qualifies for marketplace?

Anyone who does not have an offer of affordable coverage through an employer and is not eligible for Medicaid or Medicare. For plan year 2026, employer coverage is deemed affordable if it is below 9.96% of your household income. In many cases, employer coverage may not be deemed affordable for a spouse or children. If that is the case, then they would be eligible for Marketplace coverage. 

    • Self-employed contractor

    • Small business owner or employee

    • Part time worker

    • College student not claimed by parents

    • On disability less than two years 

    • Retired before 65

When can I enroll in marketplace?

Anyone who qualifies can enroll during Open Enrollment: November 1st—January 15th.

Outside of Open Enrollment, you must qualify for a Special Enrollment Period (SEP). You make quality for a SEP if any of these have happened recently:

    • Lost a job

    • Got married

    • Moved

    • Lost Medicaid or other coverage

    • Had a baby

    • Adopted

    • Divorced

Medicaid, CHIP, & Marketplace

Depending on your income and family size, you and your family members may qualify for Medicaid or the Children’s Health Insurance Program (CHIP).

If you qualify for Medicaid or CHIP, you can enroll at any time throughout the year. 

Medicare

Looking for Medicare help?

Reach out to NH SHIP at (866) 634-9412.